The life of a 20-something year old; Fashion, Beauty & Lifestyle Blogger.

Sunday, 17 May 2015

HOW TO: Save Money

Today's post is a few quick tips on saving money.

The main key to saving is simple.


Just put 1/3 (or whatever works for you) straight into your savings on pay day. Job done.

I recommend having an ISA for this but go and speak to your bank about that one.

Currently, I save 1/2 my pay because I am trying to save for a house and a trip to Australia but really it depends on how much you earn. Although, even when I was only doing weekend work back at school I did still save a set amount every pay day.

I think if you know exactly how much you are putting into your savings each month and keep it at the same figure it is so much easier - just imagine getting your pay without it, as you would do with any other bills you have to pay.


Additionally, if you have something with a deadline to save for and do find it difficult to save then you could try working out how much you need to save each month to reach your end goal.

I mean, if you need £1,000 by the end of the year - that's 8 months pay - 1,000 / 8 is 125 so you would only need to save £125 per month to reach your target.


A few extra tips

Get a piggy bank and put all your loose change into it or just £1 or £2 coins or however you want to do it - it soon adds up and is a great treat at the end!

Always order the points cards - this is a great way to earn money while you spend money. With nectar cards you can even earn money while you shop online in LOADS of stores, including eBay.

For more immediate money; try selling some old items on eBay or Gumtree or even do a bootsale.



Jess x

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